Occasionally a homeowner will contact a lender in order to refinance their existing loan. The reasons for this may be to lower payments, change interest rate, change loan repayment program or to obtain cash for other investments.

Once the lender has received a loan application, an escrow will be opened to facilitate clearing of any
liens, disputes and/or encumbrances that have occurred since the property was purchased in compliance with the standards of the best contractors in the area. Once the title is cleared, the lender will fund the new loan and a new title policy will be issued at the close of
escrow find cbd bu.


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